• Sweden's news in English
 
Presented by AEA
Are you a graduate? Insure your income in Sweden

Are you a graduate? Insure your income in Sweden

Published: 26 Aug 2014 08:00 GMT+02:00

Yet with 30 separate A-kassa organisations in Sweden, making the right choice isn’t as simple as A-B-C. For university graduates, however, it is as easy as AEA – Akademikernas A-kassa – the largest a-kassa in Sweden with around 670,000 members. At 90 kronor per month, it’s one of the cheapest too.

A is for advice

For anyone about to start a new career in Sweden, the advice is to join an a-kassa as soon as you begin to work. In the same way you insure your home or car, you shouldn’t forget to insure your income.

“Everyone working in Sweden is entitled to join an a-kassa,” says Anna Wright, head of web and marketing at AEA. “Unemployment insurance gives job­seekers financial benefits while seeking new employment. And if you are a member of an a-kassa you could receive 80 percent of your salary if you earn up to SEK 18,700 a month.”

In order to be eligible for such benefits, there are some conditions to consider. You must have worked at least half a year for a minimum of 80 hours a month to be entitled to a-kassa funds.

A is for above average earners

There is the possibility to protect your monthly salary if you earn above and beyond the SEK 18,700 top bracket. “We then recommend that you sign up for extra income insurance through a union,” Wright adds. “To be entitled to the extra income insurance you must be a member of an a-kassa.” However, you do not have to be a union member to pay into an a-kassa fund and be eligible for the highest regular remuneration of 680 crowns per day.

The economics of failing to join an a-kassa really don’t add up. For those who are not members, the state-funded Alfakassan will pay out a basic level benefit, but that is a maximum of SEK 320 per day.

A is for advantages

For graduates that studied either in Sweden or abroad, the advantages of joining AEA go beyond the cheap monthly membership fee. Because the organisation is not tied to a specific professional field, you can remain a member if you decide to pursue a different career and get a new job or even to set up business on your own.

Whether you are an employee or self-employed you can join AEA if you have a Bachelors degree or are on your way to completing your studies. In Sweden, this is equivalent to an academic qualification amounting to 180 points or 120 points before 2007.

A is for application

For people working in Sweden with a Bachelors degree from a university abroad, your qualification counts at AEA. Just send a copy of your certificate along with proof of salary and applying is easy online.

Go to application form for more information. The website is in Swedish but there is the option of filling in an application form (link opens PDF file) in English.

For personal assistance you can always contact AEA by telephone on 08-412 3300, Monday-Friday 9-16. 

This article was produced by The Local and sponsored by AEA. 

For more stories about Sweden, join us on Facebook and Twitter

The Local (news@thelocal.se)

Today's headlines
More Swedes take to the skies for Christmas 2014
Christmas elk lights in Stockholm. Photo: TT

More Swedes take to the skies for Christmas 2014

Swedes have shown a massively increased interest in travel this year, with up to 300,000 more people taking a flight over the Christmas period compared to last year. READ  

US-Swedish newspaper archive nears completion
Photo: The American Swedish Institute in Minneapolis (ASIM)

US-Swedish newspaper archive nears completion

The Swedish-language press flourished in the US in the late 19th century as Swedes moved in, and a new project to archive and digitize the wealth of historical material is set to go live in 2015. READ  

Thailand's tsunami: Ten years on
The wave Sweden will never forget
Tsunami "Wall of Remembrance" in Mai Khao in northern Phuket. Photo: TT

The wave Sweden will never forget

The Local looks at how Swedes are remembering the tidal wave that shook South-East Asia exactly ten years ago, leaving 543 Swedes dead. READ  

Sweden's wild carnivore population on the rise
A family of lynx. Photo: Shutterstock.

Sweden's wild carnivore population on the rise

An extensive European study has found that the numbers of carnivorous animals are on the rise across the continent, with Sweden seeing a hike in the populations of bears, lynxes, wolves, and wolverines. READ  

Swedish parties in secret election talks: report
Finance Minister Magdalena Andersson. Photo: TT

Swedish parties in secret election talks: report

The government and opposition parties are reported to be conducting negotiations in a bid to avoid government chaos, putting the new March election in doubt, according to a media report. READ  

Swedish police warn of migrating elk herds
An elk, known as a moose in northern America, crosses the road. Photo: TT

Swedish police warn of migrating elk herds

Police in northern Sweden have urged holiday motorists to be careful after reports of unusually large herds of migrating elk. READ  

My Swedish Career
Meet the Italian sketching a new Swedish future
Filippo Vanzo. Photo: Private

Meet the Italian sketching a new Swedish future

For this week's My Swedish Career, The Local chats to Filippo Vanzo, a freelance illustrator who started to picture life in Stockholm after meeting his Swedish girlfriend online. READ  

Icy roads as Swedes head home for Christmas
Photo: TT

Icy roads as Swedes head home for Christmas

The Swedish weather agency has issued a warning for icy roads across the country as many city-dwellers head out to the countryside for Christmas. READ  

Bomb blasts rock Malmö's Rosengård
Photo: TT

Bomb blasts rock Malmö's Rosengård

Police suspect that a rental dispute is behind a twin explosion which rocked the area around Ramels Väg in the Rosengård area of Malmö over the weekend. READ  

Romanian beggar lands bumper lottery win
Photo: TT

Romanian beggar lands bumper lottery win

A Romanian man who slept under a bridge in a Swedish city and lived by begging recently landed a 210,000 kronor ($27,000) lottery win after buying a ticket on impulse, saying he now wants to build himself a house. READ  

RECEIVE OUR NEWSLETTER AND ALERTS
Society
Video: The best & worst of Swedish Christmas
National
Second baby on the way for Princess Madeleine
Gallery
People-watching: December 20th - 21st
Lifestyle
What's On in Sweden: December 18th to 25th
National
'Unprecedented' Russian activity: Armed Forces
Blog updates

22 December

A Tale of Three Cities (The Diplomatic Dispatch) »

"Today I am pleased to welcome a guest blogger on my blog, Sir David King, The..." READ »

 

19 December

-t or no -t? (The Swedish Teacher) »

"Hej! There are many things in the Swedish language that can give you a grey hair or two,..." READ »

 
 
 
Society
Interview: The Local chats with Melinda Gates
Society
VIDEO: Stockholmers try out some Swedish tongue twisters
Society
Eight things to do when it gets dark in Umeå
National
Inside Sweden's first 'light therapy' school
Finest.se
Gallery
People-watching: December 17th
Estelle through the years
Gallery
Princess Estelle through the years
Society
Why are there so many 100-year-olds in one Swedish town?
Society
Is it time to better celebrate Sweden's diverse identity?
Gallery
Property of the week: Huddinge
National
Why has The Local got a new logo?
National
CATCH UP: Russian plane in Baltic near-miss drama
Lifestyle
How my compass drew me to Sweden
National
The man whose memory you need to remember
Gallery
People-watching: December 13th - 14th
Sponsored Article
How to get your own office anywhere in the world
Politics
'Our party will stand alone': Stefan Löfven
Society
The Local chats to Ruben Östlund, director of Golden Globe nominated Force Majeure
Lifestyle
Ten things to know before a Swedish party
Lifestyle
What's On in Sweden: December 12th to 19th
Gallery
IN PICTURES: The 2014 Nobel Banquet
National
The Local's guide to the Nobel Prizes 2014
Education
Introducing... Education in Stockholm
Society
The Swedish Christmas market with a twist
Lifestyle
Why do so many Swedes have tattoos?
Society
Get 20% off Swedish Christmas decorations
National
Dewani family: We only heard half the story
Business & Money
Business in Stockholm: 'efficiency is money'
Gallery
Property of the week: Östermalm
National
Meet the Swedes hosting festive feasts for 'lonely' guests
Gallery
TIMELINE: Swedish honeymoon killing murder trial
Gallery
People-watching: December 7th
Gallery
IN PICTURES: What's it like to fly planes in Sweden?
National
Submarine hunters 'robbed' of reward cash
National
The Local's Countdown to Christmas
National
'Dangerous' USB charger recalled in Sweden
Gallery
IN PICTURES: Sweden's King and Queen wrap up France tour
National
Analysis: Should Snowden get asylum in Sweden?
National
Swedish schoolboy in female saint role row
Gallery
IN PICTURES: Sweden's political crisis unfolds
Sponsored Article
SIS: the thinking behind globalised learning
Sponsored Article
Introducing... Family life in Stockholm
Latest news from The Local in Austria

More news from Austria at thelocal.at

Latest news from The Local in Switzerland

More news from Switzerland at thelocal.ch

Latest news from The Local in Germany

More news from Germany at thelocal.de

Latest news from The Local in Denmark

More news from Denmark at thelocal.dk

Latest news from The Local in Spain

More news from Spain at thelocal.es

Latest news from The Local in France

More news from France at thelocal.fr

Latest news from The Local in Italy

More news from Italy at thelocal.it

Latest news from The Local in Norway

More news from Norway at thelocal.no

818
jobs available
PSD Media
PSD Media is marketing company that offers innovative solutions for online retailers. We provide modern solutions that help increase traffic and raise conversion. Visit our site at:
psdmedia.se
The Local Spain is hiring!
The Local is seeking a new editor for our site in Spain to join our growing team of internationally-minded, driven, ambitious and clued-up journalists.
Details and how to apply
Counselling and Psychotherapy in English
Sometimes living in another culture can cause stress, confusion and feelings of sadness and loneliness. Talking to a professional psychotherapist/counsellor might help you. I am a UKCP Reg. psychotherapist. My practice is in Södermalm, Stockholm.
Contact me to discuss your options