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Paying off your student loan (UK)

Has this actually gone smoothly for anyone...?

post 1.Mar.2013, 01:49 PM
Post #1
Joined: 16.Mar.2012

Hi all,

So, I wrote to the Student Loans Company to tell them I'd moved and was employed, shortly after I'd landed a job here. I actually don't make enough to pay my loan back yet according to their rates, but I thought it best (and easiest) to be honest and keep them in the loop.

I sent them their declaration form for living abroad, a copy of my first payslip and my employment contract. They responded about a month later, telling me I hadn't sent them the "right" information, that I actually needed to send them three months of payslips and a "more specific" copy of my employment contract (i.e. with an annual salary, which I don't currently have as I am employed on an hourly basis). Luckily I now have three months' worth of payslips to copy, but the letter cheerfully notes that I'll get slapped with a £150 fine if I don't respond with 28 days.

My boss is a little concerned that they think I am lying about my employment situation, pretending that I have less employment than I do. I bloody hope not, as this is genuinely all I have!

Has anyone had any dealings with SLC? What were your experiences? Can you recommend a good course of action to make sure they don't keep coming back with "not enough information: send more!" letters
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post 1.Mar.2013, 05:33 PM
Post #2
Location: Uppsala
Joined: 9.Jul.2006

They sent me a form which I filled in. I also sent them my most recent payslip with my translations scribbled all over it and an excel print out of all of my earning for the past few months, but no payslips. They send me a letter back saying "everything is hunky dory but watch out for next year".

And keep copies of everything you send them, just in case.

Edit: I'm salaried, which probably makes things a lot easier.
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post 2.Mar.2013, 08:45 PM
Post #3
Joined: 16.Mar.2012

Thanks! A spreadsheet sounds like a good idea.

Of course, as with all authorities, I just have to hope my letter winds up in the hands of someone who knows what they are doing and will, you know, actually read it.
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