(edit title) Query regarding EHIC working in denmark Is one needed? Options

[Kalyissa]

Hi

I am currently living in Sweden with my Swedish boyfriend but working in Denmark. I have a query for anyone else in a similar situation, what have you done regarding a EHIC. Is one needed if we have private health insurance in sweden?

I know I can not get a Swedish one and getting a Danish one is really complicated in Denmark when you live in Sweden.

[Mpf]

Why can't you get a Swedish one? If you are resident in Sweden and you have a personal number you can apply for an EHIC.

https://www.forsakringskassan.se/serviceweb...art.do?op=12011

[Kalyissa]

I have tried that but they won't give me one because I have never worked inside Sweden. I spoke to them over the phone and they said I should get one in Denmark.

[Yorkshireman]

I am currently living in Sweden with my Swedish boyfriend but working in Denmark. I have a query for anyone else in a similar situation, what have you done regarding a EHIC. I ... (show full quote)

I am currently living in Sweden with my Swedish boyfriend but working in Denmark. I have a query for anyone else in a similar situation, what have you done regarding a EHIC. Is one needed if we have private health insurance in sweden? ... (hide full quote)

Are You a non-EU citizen? If so, then You cannot use an EHIC card in Denmark anyway even if You have the right to reside in Sweden. Denmark has exceptions to the rule if I remember correctly!

Which country are You legally a resident of? If Sweden then EU rules dictate:

If you ask for the European Health Insurance Card, your local authority is obliged to provide you with one or, failing that, with a provisional replacement certificate if the card is not immediately available. If they do not, you should be able to appeal. The European Commission can offer information on how you can enforce your rights and suggests that you contact Solvit in the first instance to see how to make a complaint.
http://ec.europa.eu/solvit/

[Kalyissa]

I'm a Brit living in Sweden, I'm registered as living in sweden with the right to resident.

I know I'm unable to get the british one any longer as I haven't lived there now for 3 years (my old one just ran out)

[Yorkshireman]

Swedish social insurance is based upon whether You work or live in Sweden. Health Care is the part that is resident based. A work based example would be sick pay when off sick.

The rule for EHIC is that You are covered by the states social insurance, which You are for Health care. Försäkringskassan should not refuse to issue a card based on the fact that You work in Denmark, as You are resident in Sweden!

Are You registered with Fösäkringskassan?

[Mpf]

I see no reason why they shouldn't issue one. If you are resident here and are from another EU country, which you say you are, then there should be no issue whatsoever.

[Puffin]

Isn't it usually the country that you work in that is responsible for providing social insurance benefits? OP will not be registered with Försäkringskassan here but will be in the Danish one?

I know a Dane who did this the other way around - was living in Denmark but all of his social benefits came from Sweden as this is where he worked/was socially insured

[Bender B Rodriquez]

Healthcare is residence based while unemployment insurance, pension, etc is work based.
If you live in Sweden and work in Denmark you will be covered by all Swedish residence based benefits but pay tax in Denmark and belong to the Danish work based benefit system.

There has been a lot of debate about this since many live in Sweden and have their kids in Swedish schools, but pay tax in Denmark. For this reason, the Danish state transfer money to the Swedish state.

[JulieLou40]

HiI am currently living in Sweden with my Swedish boyfriend but working in Denmark. I have a query for anyone else in a similar situation, what have you done regarding a EHIC. ... (show full quote)

Hi

I am currently living in Sweden with my Swedish boyfriend but working in Denmark. I have a query for anyone else in a similar situation, what have you done regarding a EHIC. Is one needed if we have private health insurance in sweden?

I know I can not get a Swedish one and getting a Danish one is really complicated in Denmark when you live in Sweden. ... (hide full quote)

Slightly off-topic, maybe...but why do you have or need private health insurance?

[Puffin]

Healthcare is residence based while unemployment insurance, pension, etc is work based.If you live in Sweden and work in Denmark you will be covered by all Swedish residence b ... (show full quote)

Healthcare is residence based while unemployment insurance, pension, etc is work based.
If you live in Sweden and work in Denmark you will be covered by all Swedish residence based benefits but pay tax in Denmark and belong to the Danish work based benefit system. ... (hide full quote)

This is true but isn't the European Healthcard social insurance rather than healthcare? - it is based on registration with the Social Insurance Agency/Försäkringskassan rather than the general access to healthcare provided County Healthcare providers

[Yorkshireman]

Yes. but that is exactly what Försäkringskassen is, it is Social insurance, some aspects are residence based and others work based. Healthcare eg. dentists, hospitals, doctors etc... are residence based insurance cover.

Since the OP is a Swedish resident, then cover is provided by Sweden. Försäkringskassan should not (cannot?) prevent Her from having an EHIC card.

I wonder if the person in FK you spoke with confused Sick-pay with EHIC entitlement, because sick pay is work based and would be claimed in Denmark.

If You have a personnummer, then just order the card online, and see if it comes, whilst registering the query with Solvit (link given earlier).

[Bender B Rodriquez]

This is true but isn't the European Healthcard social insurance rather than healthcare? - it is based on registration with the Social Insurance Agency/Försäkringskassan ra ... (show full quote)

This is true but isn't the European Healthcard social insurance rather than healthcare? - it is based on registration with the Social Insurance Agency/Försäkringskassan rather than the general access to healthcare provided County Healthcare providers ... (hide full quote)

Being registered with F-kassan does not require you to work in Sweden; only to reside in Sweden. However, you can then only claim residence based benefits such as child allowance, healthcare, etc.

From their website:

The Swedish Social Insurance Agency (Försäkringskassan)

Försäkringskassan’s role is to administer social insurance and to ensure that you get the benefits and allowances you are entitled to.

The Swedish social insurance covers everyone that lives or works in Sweden. It provides finan­cial protection for families and children, for persons with a disability and in connection with work injury, illness and old age.

Through the Swedish membership in the European Union, you may also be eligible for social insurance benefits in other EU member states if you or anyone in your family resides or works in any other EU member states.
...
In brief about social insurance

If you live or work in Sweden, you are covered by Swedish social insurance. This means that you, for example, only have to pay a set fee when you visit the doctor or are in hospital. It also means that you may be entitled to various benefits from the state. This is especially the case when you are old, when you have children and if you cannot work as usual because you are ill or have a disability.

Social insurance aims to provide financial security at every stage of life.

Försäkringskassan’s role is to administer social insurance and to ensure that you get the benefits and allowances you are entitled to.
Register with Försäkringskassan

You need to be registered with Försäkringskassan in order to claim your benefits and allowances. Use the form below to register.

5456 english Information for registration (pdf 54 kB, öppnar nytt fönster)
Examples of benefits

Examples of residence-based benefits are child allowance [barnbidrag] and housing allowance [bostadsbidrag]. If you work in Sweden, you are insured for employment-based benefits, which include sickness benefit [sjukpenning] and rehabilitation allowance [rehabiliteringsersättning].

The social insurance is a source of security for most people. At present, you may be unaware of when or how you come into contact with it. However, it may be useful to know that it exists, at whatever stage of your life you are.

[Kalyissa]

Hey

Thank you for all the information. I tried to become a member of FK but they refused me on account of the fact that I have never worked in Sweden. '

I will contact them again to see what they say.

i'm currently without children and don't intend to for a few years so we haven't had to look in to the childcare part.

[Bender B Rodriquez]

Try and read the regulations on their website on beforehand. Swedish public servants are in general totally incompetent and often do now know the rules themselves.