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How to open a bank account

When you are not a resident
parttimelocal
post 22.Aug.2012, 10:00 AM
Post #1
Joined: 22.Aug.2012
Good morning everybody,

I have just started part time living in Stockholm and I have a question for you all.
I am employed in Sweden on a part time basis for 5 months per year. The contract is not with me but through a foreign company. I would like to open a personal bank account but I have been told by 2 banks now that this only can be done if I have either a SSN or a 'coordination number' from Skatteverket. Is this really true?

Any comments are appreciated!
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Johno
post 22.Aug.2012, 10:07 AM
Post #2
Joined: 23.Jul.2008
You are living and working in Sweden so where are you being paid and are you paying tax in Sweden ? (The latter no from your question but if it were yes your problem would solve itself ?)
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azimuth
post 22.Aug.2012, 11:59 AM
Post #3
Location: Gothenburg
Joined: 5.Mar.2010
Well, if 2 banks have already told you that, why don't you just go to Skatteverket and check with them?
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PDX
post 22.Aug.2012, 01:45 PM
Post #4
Location: Stockholm
Joined: 2.Aug.2011
It depends on where you come from. E.g. citizes of Nordic countries can open accounts with just an (non-Swedish) ID. Citizens from other continents may need to provide more documents..

~~~PDX~~~
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parttimelocal
post 5.Sep.2012, 12:44 PM
Post #5
Joined: 22.Aug.2012
Thank you all for you replies.

I have since found out that it is possible if someone can introduce you to a bank. So it is not a necessary legal requirement...
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Yorkshireman
post 5.Sep.2012, 01:00 PM
Post #6
Joined: 22.Nov.2011
Did you try SEB bank, if I remember correctly they are one of the few banks that will let people without personnummer open accounts.
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peecee_uk
post 5.Sep.2012, 01:06 PM
Post #7
Location: Borås
Joined: 12.Jan.2012
That is useful, I didn't know about that.
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HannahSwain
post 5.Sep.2012, 01:08 PM
Post #8
Location: Stockholm
Joined: 8.Apr.2012
My experience was no personnummer, no bank account - samordningsnummer wasn't enough. My sambo bought a house here and still had a contact with the bank. I was able to get an account via that route - I didn't want to use his contacts, but there didn't seem to be any other options.
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Programmeny
post 5.Sep.2012, 01:12 PM
Post #9
Location: Stockholm
Joined: 2.Aug.2012
LOL in Sweden you need to be "introduced" even in opening a bank account nowadays? That's hillarious.
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brownkitten
post 7.Sep.2012, 01:58 PM
Post #10
Joined: 8.Feb.2012
SEB in Ostermalmstorg, you need a passport and a swedish work contract for at least 6 months and theywill give you a bare minimum account.
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james5
post 11.Sep.2012, 12:43 PM
Post #11
Joined: 28.Aug.2012
To open account to the bank depend on which place you come on.it is easy if someone know you and introduce in the bank.
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