Nearly one in four households claim that their income does not last the month, according to a Föreningssparbanken Household Barometer.
“The improvements are believed to have had the greatest impact on people who are in work, and particularly on people with high incomes,” wrote Erika Pahne at the bank, which conducts the survey twice a year.
The number of households experiencing difficulties rose most in northern and central Sweden.
In northern Sweden cashflow problems accounted for much of the deterioration, while in central Sweden the overall financial position of households had got worse.
More people than in last autumn’s survey said they had been forced to use savings to cover current expenditure. The proportion who claimed they had been forced to give something up due to financial pressure remained high, and had now spread to more areas of spending.
More people had cut down on spending on entertainment, culture, leisure, eating out and purchases of clothes and shoes.
Households are more careful with their spending and fewer loan to fund consumption, despite the fact that total consumption has been growing steadily.
The Household Barometer is based on a survey carried out by Sifo during April. Some 1,200 people were interviewed.