New figures revealed how many Swedes have defaulted on their loans and seen their cases forwarded to the Swedish Enforcement Agency (Kronofogden).
The average debt of people not managing to make their repayments is 11,000 kronor per person, with the majority of those affected being young adults who have studied at a tertiary level.
“Young people in particular find it hard to understand the consequences of ending up in the hands of Kronofogden. Some people choose not to do anything about it,” said Boel Magnusson, spokeswoman at CSN, to the TT news agency.
An equal mix of men and women are in the red, with only 13 percent having studied at a university level. The majority attended municipal adult education programmes (Komvux).
Now, CSN and Kronofogden are co-operating to reduce the number of people risking a record of non-payment, which affect their future credit rating.
In the worst case, they risk foreclosure.
“We know that the most people want to do what’s right, but that something has come up – that they’ve become unemployed for example,” Magnusson told TT.
“Many have the right to reduced repayments due to low income, and they don’t know it.”