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LIVING IN SWEDEN

What rights do I have as a second-hand renter in Sweden?

Renting second-hand in Sweden is tough, with high competition for homes in the big cities and contracts usually limited to a year at most. But the bright side is that you have a lot of rights as a renter in the country, with some of the world's most tenant-friendly laws -- just make sure you know what they are. Here's our guide to what you’re entitled to and the pitfalls to avoid when renting second-hand in Sweden.

What rights do I have as a second-hand renter in Sweden?
Tenants in Sweden have some of the most extensive rights in the world. Photo: TT

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There are two types of renting in Sweden. Residents usually join a ‘queue’ for an elusive first-hand contract, which means you can stay long-term in a rent-controlled property. But these queues are long, with Swedes typically waiting several years for an apartment and even longer in the most popular areas, meaning the majority of foreigners rent second-hand. This is the Swedish term for subletting, meaning you rent either from someone with a first-hand contract (known as hyresrätt) or from someone who owns their own property as part of a collective (bostadsrätt).

It’s helpful to know which of these applies to your landlord, as some of the guidelines below differ depending on whether they own or rent the property they’re subletting to you.

Never be afraid to assert your rights as a tenant; foreigners are particularly likely to fall prey to scams, as unscrupulous landlords may assume they’re unfamiliar with the Swedish system. 

READ ALSO: How to navigate Sweden’s crazy rental market

Before you move in

Check that the landlord has permission to rent

Sweden’s housing regulations are a double-edged sword: on the one hand, they offer a lot of protection, but at the same time that means you have to be sure you’re doing things by the book. The most crucial step would-be tenants should take is confirming the landlord is allowed to rent out the apartment. If they don’t do this and rent to you anyway, they could lose their first-hand contract, invalidating your second-hand contract even if all the other steps have been met.

They should have received permission from their own landlord (if they are renting first-hand, and it’s a hyresrätt apartment) or from the building’s housing association (if they own the apartment, and have a bostadsrätt). This has to be done before you move in: sublets are only permitted if there’s a good reason, such as the owner having a job offer in another city or country. However, it doesn’t apply if you’ll be renting a room or part of an apartment from a live-in landlord, in which case you’re legally a lodger rather than a tenant.

Normally, the sublet will only be approved for one year at a time, so if a job or study programme overseas continues for another year, they’ll have to reapply. Occasionally, for example if the landlord is moving in with a partner, the housing association may say outright that an extension of permission to sublet won’t be possible. So make sure to confirm both that the landlord has received the permission, and whether there are any extra conditions or possibility of extension.

Find your next place on The Local’s rentals page, with hundreds of listings in Sweden

Photo: Henrik Montgomery / TT

The terms of the contract

Firstly, make sure you have a contract. Oral agreements are still valid, but you’re legally entitled to a written one and should ask for this to avoid disputes later on.

Things that should be included: length of the rental period and notice period, what’s included in the rent, the amount of rent and when it should be paid each month, deposit amount and what you have to do to get it back, and whether you have the right to change anything such as repainting the walls.

If you’re renting a furnished apartment, it’s also a good idea to prepare an inventory of all the items in the apartment, including any flaws that were there when you moved in. And don’t forget to check the essentials are all in there, including the address of the apartment, and both your and your landlord’s names, contact details, and signatures.

Make sure that the rent is reasonable

Yes, renting can cost a lot, but by Swedish law the amount you pay must be “reasonable”. Private individuals in Sweden are actually not allowed to rent out their accommodation solely for profit, so there are caps on how much your landlord charge you. What qualifies as ‘reasonable’ depends on the type of accommodation and exactly what’s included in your agreement.

The sum you pay will include the basic rent (the amount the landlord pays if they are renting first-hand, a proportion of the total rent if you’re lodging, or an estimate of the cost based on similar apartments if your landlord owns the apartment), plus 10-15 percent if the apartment is furnished, plus extra fees for any other services included in the contract (Internet, a parking space, electricity, TV, etc). If your landlord owns the apartment, they may also add on four percent of the home’s market value to cover the ‘cost of capital’. 

A good landlord should be happy to show you how they’ve calculated your rent — don’t be afraid to ask for the full breakdown.

While renting

Your right to use of the home

A rental agreement gives you the right to use and live in the home exclusively, which means your landlord may not enter without your permission (though they may have a key). The only exception is if there’s an immediate risk of severe damage to the apartment or people in it, such as a fire or serious leak. 

You will likely have to agree to any rules set by the housing association, which may include things like no loud noise after 10 pm, no smoking, and no anti-social behaviour. 

IN DEPTH: The story of Sweden’s housing crisis

Having people to stay

The right to use the home includes the right to invite guests over (this may not apply if you’re renting a room as a lodger), but there are a few points to be aware of. First, no-one except the people named on the contract should be living in the apartment full-time. Secondly, as the named tenant you’re responsible for your guests if they disturb your neighbours or cause any damage to the apartment. And you don’t have the right to sublet the apartment yourself.


Photo: Niclas Vestefjell/imagebank.sweden.se

If something goes wrong in the apartment 

Tenants in Sweden have a right to reasonable living standards, which includes hot and cold water, heating (although note that in many apartment blocks the housing association turns the heating on centrally at a certain date, so you probably won’t be able to turn it on over the summer), a toilet and washing facilities, fridge, and access to a washing machine.

If something goes wrong with any of these items, whether you notice it when you first move in or it stops working at a later date, contact your landlord or speak to the housing association directly. This also applies to problems such as a broken door or window or anything else related to the ‘outside’ or structure of the apartment.

If it gets too hot or too cold

No-one wants to be without heating during a Swedish winter, and the right to reasonable living standards outlined above includes specific temperature requirements.

Your apartment should not be any cooler than 18C (16C measured from the floor) or hotter than 24C, aside from short-term changes due to heat waves or cold spells. In most apartment blocks, heating is controlled centrally by the housing association, so if you’re too hot or too cold you can contact either your landlord or housing association to ask for this to be changed.

If you want to leave

Second-hand rental contracts are usually for a fixed time period, often six months or a year, or they may be ‘tillsvidare‘ (until further notice). Either way, as a tenant you have the right to hand in your notice three months before your planned moving-out date, regardless of what’s in the contract, without incurring any penalty.


The Gothenburg skyline. Photo: Per Pixel Petersson/imagebank.sweden.se

If you are told you have to leave

Sometimes, it’s the landlord who wants to end the contract prematurely — for example if the motive for subletting, such as a new job or relationship, didn’t work out. Again, they need to give you a minimum of three months’ notice if this happens. It’s possible to have a longer notice period if you negotiate this in your contract, but a shorter one is invalid due to Swedish law. 

The right to take over the apartment

Don’t want to leave? If you’ve been renting second-hand for two years, you can technically demand the right to stay in the property, but in practice it’s very unlikely. It is usually only possible if your landlord tries to evict you in order to rent to someone else instead, whereas if they want to move back into the apartment themselves, there’s little you can do to prevent it. What’s more, most rental contracts will include a clause in which you waive this right, known as ‘right of possession’ (besittningsskydd).

After moving out

Getting your deposit back

Most contracts will include a security deposit, to cover any damage caused to the apartment or furniture during your rental period. Ideally, your rental contract will clearly state how long after moving out you’ll get the deposit back and what conditions should be fulfilled — this is where it comes in handy to have an inventory with pictures and a note of any existing damage — but even if there’s no specific clause, you are protected by Swedish law. It is the landlord’s responsibility to prove that any damage they claim you’ve caused did actually take place during the rental period.

If your landlord refuses to return the deposit after you move out, you can contact Hyresgästföreningen (The Swedish Union of Tenants) for advice and to start legal proceedings against the landlord. If they believe you are likely to win the case (for example, if you signed a contract with a clause on the deposit and have proof or payments) they will often help you. You can also contact Kronofogden to help recover the money.

Claiming back money from an overpriced rental

If you’re reading this guide with a sinking feeling that you were ripped off during a previous rental, it may not be too late to get that money back. Even if you agreed to a sum in a signed, written contract with your landlord and subsequently paid it, your right to reasonable rent is protected.

You can apply for a free review at rent tribunal Hyresnämnden, and if the ruling is in your favour, you could receive the difference between the “reasonable rent” and the amount you paid. To take advantage of this, you must start the proceedings within three months after moving out of the apartment.

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For members

ECONOMY

EXPLAINED: Sweden’s rising prices and what’s being done to stop them

Sweden is experiencing the highest inflation in 30 years. What's behind the price rises and what can the government do about it?

EXPLAINED: Sweden's rising prices and what's being done to stop them

What are the factors behind the increase in prices in Sweden? 

The biggest single factor has been the rise in oil and gas prices, which has pushed up transport and manufacturing costs across the world, pushing up prices more or less across the board. 

The Covid-19 pandemic has also disrupted the production and transportation of goods, leading to shortages as the lifting of restrictions releases pent-up demand. 

Finally, most countries have been running expansive fiscal and monetary policies. The US, for instance, has so far sent out $1,400 cheques to 127 million households. 

SEB’s senior economist, Robert Bergqvist, told The Local that Sweden if anything faced slightly lower inflationary pressure than other countries. 

“One reason why Sweden has lower inflation is that we still have slower wage growth, because we have wage agreements that last for three to four years,” he said. 

READ ALSO: 

What has the government done to help people in Sweden? 

Quite a lot. 

In January it offered an electricity rebate of up to 2,000 kronor per month to all those hit by high electricity prices.

On March 14th, it launched a package of subsidies for car-owners. 

This included a pay-out of between 1,000 to 1,500 kronor to every car-owner in the country, which has cost the government 13.9bn kronor. 

It also included a temporary reduction in tax on petrol and diesel to the lowest level allowed by the European Union. The government said that this would reduce the price by 1.3 kronor per litre. This will reduce the government’s tax intake by 3.8 billion kronor. 

Finally, it has also a temporary increase in housing benefit for families with children, which could provide up to 1,325 kronor in extra benefits a month between July and December this year. 

Are the other political parties satisfied? 

Of course they’re not. This is an election year.

The Moderate Party are pushing for a tax cut that will reduce the price at the pump by five kronor a litre for diesel, and “several kronor” for petrol.

The Sweden Democrats party has proposed a package it claims will reduce the price of diesel by 9.45 kronor and petrol by 6.50 kronor, at a cost of 34bn kronor. 

The only party that is against reducing fuel tax is the Green Party, which instead wants to pass 20bn kronor to households living in the countryside to help them deal with the additional costs. Subsidising fuel, the party argued, meant “filling Putin’s warchest”. 

What about economists? 

Robert Bergqvist said that Sweden’s relatively strong government finances meant that it could easily afford to be this generous to lessen the pain for citizens. 

“It’s nothing that will jeopardise the very strong government finances that we have,” he said. “Sweden can afford a more expansionary fiscal policy.” 

The only risk, he argued was that having what he called a “slightly more expansionary fiscal policy” could end up pushing prices up even higher. “It could be a bit inflationary,” he said. 

What can Sweden’s central bank do? 

Controlling inflation is one of the key purposes of a central bank, and Sweden’s Riksbank is instructed to aim for inflation of two percent. 

The Riksbank’s current position is that there will be no increase in interest rates until the second half of 2024. But the prices rises of the last six months will almost certainly force it to act sooner. 

In an interview with Sweden’s state broadcaster SR last week, the bank’s governor, Stefan Ingves, said that the bank would need to change its position. Most economists in Sweden now expect a rate rise in the second half of this year, or at the start of next year. 

Ingves’s deputy, Anna Breman, said in a speech on Wednesday that it, now “now looks like it would be reasonable to bring forward a rise in interest rates”. 

Will Sweden manage to get prices under control? 

Bergqvist said he believed that the Riksbank had a relatively short window in which to act if it was to avoid the risk that high inflation expectations become firmly established among companies and wage earners. 

“We have new wage negotiations which will start at the end of this year, and you will have new wage deals in the first quarter of next year,” he said. 

If the unions expect higher inflation in the coming years, they are likely to push for more generous wage hikes, which could in turn lead to rising costs for companies, and so increase inflation still further. 

“When I talk to companies and households, everyone says that we have an inflation problem, that prices are going up, and I think we haven’t seen the worst yet,” he said. “I think inflation will continue to rise. Companies say costs are rising and that it’s also quite easy to raise prices right now.” 

If the Riksbank does not take action soon, he argued, then high inflation expectations will become more too established to reduce much higher interest rates, which could cause a recession.  

“And that will make it much more difficult for the Riksbank to bring inflation down to two percent,” he said. 

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