How to claim money back in Sweden if your flight was cancelled
Thousands of passengers in Sweden and beyond have had their flights disrupted or cancelled due to the coronavirus. But are you entitled to a refund or compensation, and how do you claim it?
EU legislation protects the rights of air passengers, and in many cases means that you're entitled for compensation in the event of delays, strikes, and more. But the majority of travellers aren't aware of their rights, so here are the answers to the questions you might have.
This is an updated guide from The Local's archives, so we will start by going through the general rules for flight cancellations and delays, and then talk about how your rights are affected by the coronavirus at the end.
How do I know if my flight is covered?
EU legislation applies if any one of the following criteria is met: your flight was within the EU (operated by any airline, whether based in the EU or not); your flight went from outside the EU to an EU country, and was operated by an EU airline; your flight went from an EU country to a non-EU country (operated by any airline, whether based in the EU or not).
For the purposes of this legislation, the term 'EU country' also includes Norway, Iceland, and Switzerland, so that a journey between Canada and Iceland, for example, would count as a journey between a non-EU country and an EU country.
If you receive benefits for the same journey under the law of a non-EU country, you are not entitled to claim for benefits under EU law.
And if the delay was due to "extraordinary circumstances", you will not be able to claim compensation.
FOR MEMBERS: How to save money despite living in Sweden
Which airline operated my flight?
This is important, because for journeys from non-EU countries to EU countries, you are only covered if the operating airline is based in the EU. Sometimes, the airline you book your ticket with is not actually the airline that operated the flight.
The name of the operating airline should be on your ticket and booking details, or you can contact the airline or company with which you booked your flight to find out.
What compensation am I entitled to if my flight is delayed?
In the case of delays of three hours or more, you are entitled to compensation.
To calculate the delay, you measure the time difference between the scheduled arrival time and the actual arrival time. This means that even if your departure time was over an hour later than scheduled, the flight may not be considered delayed if the pilot was able to make up the time during the journey.
The two factors that determine your level of compensation are length of delay and distance of the flight. The price you paid for your ticket is not taken into account, so you may even receive compensation of a significantly higher amount than you paid for the flight. Calculate the distance of your flight here.
If you can, speak to customer services at the airport as soon as you're affected. Photo: Anders Wiklund/TT
For delays of more than three hours on journeys of up to 1,500 kilometres (equivalent to the distance between Stockholm and northern France or Malmö and southern France), you are entitled to compensation of €250.
For delays of more than three hours, either more than 1,500 kilometres within the EU or between 1,500-3,500 kilometres travelling to or from a non-EU country, you are entitled to €400 compensation.
And for all other flights covered by the EU legislation, ie flights to or from a non-EU country of over 3,500 kilometres, you are entitled to €300 if the delay is under four hours and €600 for delays of four hours or more.
However, if you were re-booked onto another flight, this compensation may be halved.
FOR MEMBERS: The Local's ultimate guide to exploring Sweden by train
Am I entitled to any other benefits?
Yes! For delays of over two hours (in this case, this refers to departure time), the airline is responsible for informing you of your rights and offering assistance.
This means that you should be offered free food and drink (usually in the form of a voucher you can spend at the airport) and the opportunity to make two phone calls for free, if the delay meets any of the following criteria:
-
A delay of over two hours on a flight up to 1,500 kilometres
-
A delay of over three hours, if the flight distance is over 1,500 kilometres within the EU or between 1,500-3,500 kilometres between the EU and a non-EU country
-
A delay of over four hours if the flight distance is longer than 3,500 km and between an EU country and a non-EU country
The food and drink you are offered should be in proportion to the length and timing of the delay, so a mid-morning delay will usually result in a smaller amount of compensation or food than an evening or overnight delay.
For overnight delays, the airline must also provide you with accommodation and transport to and from the airport. Airlines cannot refuse to provide this assistance; if it isn't offered at the time, simply keep your receipts and a record of what you needed to spend, and make a claim for a refund when you get home. However, it must be proportionate, which means a hotel of a similar standard to the one you stayed in during your trip (or as close to the same standard as is possible).
You can also claim for other damages, such as lost income if the delay meant missing a day of work, and in that case you should supply a note from your employer.
And if your flight is scheduled to arrive at least five hours late to the final destination, the airline must offer you the chance to rebook or reschedule your journey; you no longer need to take the flight. If you choose not to take the delayed flight, the airline must refund you for the flight (including other parts of the same booking if you're now unable to use them, such as onward or return flights), and if you are part-way through your journey, they must refund your flight back to your original airport. If you do choose to take the flight, the above compensation applies.
What you aren't entitled to is any special compensation for emotional distress, discomfort or other non-material convenience linked to the delay.
If you have to wait a long time, the airline is required to provide you with refreshments. Photo: Fredrik Sandberg/TT
What if my flight is cancelled?
If your flight is cancelled, you have the right to either a refund or rebooking, and the airline must always offer you the choice. That means that if you no longer want to travel, for example if you've missed the event you were travelling for, the airline cannot deny you a refund and rebook your flight instead.
If you choose not to fly, the airline must give you a full refund, including for any other flights in the same booking that you now can't use, such as onward or return flights, as well as for a flight back to your original airport if you're part-way through a journey.
If you still want to fly, you have a legal right to be rebooked onto a replacement flight.
If the cancellation delays you more than two hours, for example if you are rebooked onto a flight four hours later, you have the same right to assistance such as food and drink as if the original flight had been delayed (see above).
And if the replacement flight means you arrive two or more days later than planned, or if the airline informed you of the cancellation less than 14 days before the planned departure, you are also entitled to compensation. This ranges from €125 to €600, depending on when you were informed of the cancellation, the length of the delay, and the distance of the flight.
Are there any exceptions?
Unfortunately, yes. The rules about compensation do not apply if the delay or cancellation is due to "extraordinary circumstances", defined as events that couldn't have been avoided even if the airline took all reasonable measures.
Exactly what this includes can vary, but it usually applies in the case of political instability that affects flights, unforeseen safety risks, extreme weather events, and occasionally strikes. They are judged on a case-by-case basis. It's the airline that needs to prove that the circumstances were unavoidable, and if you think they are wrong in their decision, you can escalate the dispute.
Photo: Fredrik Sandberg/TT
If you travelled free or at a reduced price not publicly available, for example if you work for an airline and benefit from staff discounts, you aren't entitled to compensation either. If you paid for the flight using a loyalty programme, you should still be able to claim compensation.
If the extraordinary circumstances apply to your flight, you are not entitled to compensation from the airline but may still be covered by any travel insurance policy you have (often included as an add-on to home insurance policies). It's therefore worth getting in touch with your insurance provider to explain the situation.
You may also be able to claim a refund from your credit card company.
If the airline cancelled your flight due to the coronavirus, you will be entitled to a full refund but not necessarily to compensation. Scroll down to the last section of the article to read more.
READ ALSO: Your ultimate guide to the best shopping spots in Stockholm
How do I make my application?
Contact the airline that operated the flight directly, in writing, and make sure you keep copies of all correspondence in case you need to dispute the decision later on.
The airline should have a form for you to do this on your website, and you'll need to give details including the scheduled and actual arrival times, the departure and arrival airports, and include copies of receipts for any expenses incurred as a result. You can also make the complaint using this form, which is valid in all EU countries, plus Norway, Iceland and Switzerland.
There are several online tools, including Konsument Europa's Flight Calculator (in Swedish), which can help you work out what you're entitled to. There are also companies which will make the application on your behalf, however they will almost always take a percentage of the compensation, so it's worth making the claim yourself.
If you aren't satisfied with the airline's response, or if you don't receive a response within a reasonable time period, you can contact the national enforcement body in the country where you're making the complaint. In Sweden, that's the National Board for Consumer Disputes (ARN), and if you're making the claim outside Sweden you can find a full list of these bodies and their contact details here. They should assess your claim for free if the airline has failed or refused to respond.
ARN's decisions are often respected, but not binding. You can also consider taking the matter to a small claims court as a last resort.
How long do I have to apply?
You have up to two months to apply for compensation, but try to do this as soon as possible. Previously, travellers have been able to claim for flights that took place up to ten years ago, but a Supreme Court judgment from 2018 set a precedent for a two-month time limit.
However, there's no specific time limit in either EU or Swedish law; the Swedish court judgment merely sets out a requirement that passengers apply "within a reasonable time period", and two months or less will always be considered reasonable, so it's still worth worth applying if you've exceeded the time limit (especially if you have special reasons for doing so).
If the delay took place in a different EU country, you will be subject to that country's law. For example, Norway and Finland both have a three-year time limit for making flight compensation claims, whereas in the UK the limit is six years.
FOR MEMBERS: These are your rights as a consumer in Sweden
What if my tour operator went bust?
If your flight is cancelled because your travel company went into administration, you may be able to get compensation via Sweden's Travel Guarantee Act. This means that travellers can get reimbursed if their trip gets cancelled or disrupted because the organizer went bankrupt. It applies to package deals consisting of at least two different travel services, for example transport and accommodation, rental car or some kind of tourism service. Important to note: The travel guarantee does not apply to regular commercial flights.
If you paid for your holiday with a credit card, you may be able to get your money back via your bank, and do always check your travel insurances, including your home insurance. It is common for Swedish home insurances to include travel insurance, so ask your provider what applies in these situations.
One last solution is to turn to the external insolvency officer in charge of the debtor's assets and demand your money back. However, this would spark a legal process that could take years to be resolved.
The Swedish foreign ministry will in some cases lend money to Swedish citizens stranded abroad, so that they can get home in emergency situations. If you are not a Swedish citizen it is worth asking your own embassy to see what kind of help they can offer.
How does the coronavirus pandemic affect my rights?
EU legislation normally gives passengers the right to a refund within seven days if a commercial flight is cancelled. For a package holiday (for example flight + hotel) the time frame is 14 days, according to Swedish law. However, airlines and Swedish consumer organisation Hallå Konsument all advise that it will currently likely take longer for refunds to get paid out, due to the circumstances.
The European Commission has published guidelines on passenger rights in relation to the coronavirus pandemic. If the airline cancelled your flight, you should still be entitled to a full refund as above.
However, there is a risk you may not be entitled to additional compensation on top of that, even if the airline failed to meet the usual requirements for cancellation. That's for example if the flight was cancelled after a country introduced travel restrictions, which may count as circumstances beyond the control of the airline.
The European Commission writes: "The Commission considers that, where public authorities take measures intended to contain the Covid-19 pandemic, such measures are by their nature and origin not inherent in the normal exercise of the activity of carriers and are outside their actual control."
As the coronavirus pandemic is a developing situation, further legal guidance or court disputes may clarify the situation and your passenger rights in the future. You can read the European Commission's statement here.
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EU legislation protects the rights of air passengers, and in many cases means that you're entitled for compensation in the event of delays, strikes, and more. But the majority of travellers aren't aware of their rights, so here are the answers to the questions you might have.
This is an updated guide from The Local's archives, so we will start by going through the general rules for flight cancellations and delays, and then talk about how your rights are affected by the coronavirus at the end.
How do I know if my flight is covered?
EU legislation applies if any one of the following criteria is met: your flight was within the EU (operated by any airline, whether based in the EU or not); your flight went from outside the EU to an EU country, and was operated by an EU airline; your flight went from an EU country to a non-EU country (operated by any airline, whether based in the EU or not).
For the purposes of this legislation, the term 'EU country' also includes Norway, Iceland, and Switzerland, so that a journey between Canada and Iceland, for example, would count as a journey between a non-EU country and an EU country.
If you receive benefits for the same journey under the law of a non-EU country, you are not entitled to claim for benefits under EU law.
And if the delay was due to "extraordinary circumstances", you will not be able to claim compensation.
FOR MEMBERS: How to save money despite living in Sweden
Which airline operated my flight?
This is important, because for journeys from non-EU countries to EU countries, you are only covered if the operating airline is based in the EU. Sometimes, the airline you book your ticket with is not actually the airline that operated the flight.
The name of the operating airline should be on your ticket and booking details, or you can contact the airline or company with which you booked your flight to find out.
What compensation am I entitled to if my flight is delayed?
In the case of delays of three hours or more, you are entitled to compensation.
To calculate the delay, you measure the time difference between the scheduled arrival time and the actual arrival time. This means that even if your departure time was over an hour later than scheduled, the flight may not be considered delayed if the pilot was able to make up the time during the journey.
The two factors that determine your level of compensation are length of delay and distance of the flight. The price you paid for your ticket is not taken into account, so you may even receive compensation of a significantly higher amount than you paid for the flight. Calculate the distance of your flight here.
If you can, speak to customer services at the airport as soon as you're affected. Photo: Anders Wiklund/TT
For delays of more than three hours on journeys of up to 1,500 kilometres (equivalent to the distance between Stockholm and northern France or Malmö and southern France), you are entitled to compensation of €250.
For delays of more than three hours, either more than 1,500 kilometres within the EU or between 1,500-3,500 kilometres travelling to or from a non-EU country, you are entitled to €400 compensation.
And for all other flights covered by the EU legislation, ie flights to or from a non-EU country of over 3,500 kilometres, you are entitled to €300 if the delay is under four hours and €600 for delays of four hours or more.
However, if you were re-booked onto another flight, this compensation may be halved.
FOR MEMBERS: The Local's ultimate guide to exploring Sweden by train
Am I entitled to any other benefits?
Yes! For delays of over two hours (in this case, this refers to departure time), the airline is responsible for informing you of your rights and offering assistance.
This means that you should be offered free food and drink (usually in the form of a voucher you can spend at the airport) and the opportunity to make two phone calls for free, if the delay meets any of the following criteria:
- A delay of over two hours on a flight up to 1,500 kilometres
- A delay of over three hours, if the flight distance is over 1,500 kilometres within the EU or between 1,500-3,500 kilometres between the EU and a non-EU country
- A delay of over four hours if the flight distance is longer than 3,500 km and between an EU country and a non-EU country
The food and drink you are offered should be in proportion to the length and timing of the delay, so a mid-morning delay will usually result in a smaller amount of compensation or food than an evening or overnight delay.
For overnight delays, the airline must also provide you with accommodation and transport to and from the airport. Airlines cannot refuse to provide this assistance; if it isn't offered at the time, simply keep your receipts and a record of what you needed to spend, and make a claim for a refund when you get home. However, it must be proportionate, which means a hotel of a similar standard to the one you stayed in during your trip (or as close to the same standard as is possible).
You can also claim for other damages, such as lost income if the delay meant missing a day of work, and in that case you should supply a note from your employer.
And if your flight is scheduled to arrive at least five hours late to the final destination, the airline must offer you the chance to rebook or reschedule your journey; you no longer need to take the flight. If you choose not to take the delayed flight, the airline must refund you for the flight (including other parts of the same booking if you're now unable to use them, such as onward or return flights), and if you are part-way through your journey, they must refund your flight back to your original airport. If you do choose to take the flight, the above compensation applies.
What you aren't entitled to is any special compensation for emotional distress, discomfort or other non-material convenience linked to the delay.
If you have to wait a long time, the airline is required to provide you with refreshments. Photo: Fredrik Sandberg/TT
What if my flight is cancelled?
If your flight is cancelled, you have the right to either a refund or rebooking, and the airline must always offer you the choice. That means that if you no longer want to travel, for example if you've missed the event you were travelling for, the airline cannot deny you a refund and rebook your flight instead.
If you choose not to fly, the airline must give you a full refund, including for any other flights in the same booking that you now can't use, such as onward or return flights, as well as for a flight back to your original airport if you're part-way through a journey.
If you still want to fly, you have a legal right to be rebooked onto a replacement flight.
If the cancellation delays you more than two hours, for example if you are rebooked onto a flight four hours later, you have the same right to assistance such as food and drink as if the original flight had been delayed (see above).
And if the replacement flight means you arrive two or more days later than planned, or if the airline informed you of the cancellation less than 14 days before the planned departure, you are also entitled to compensation. This ranges from €125 to €600, depending on when you were informed of the cancellation, the length of the delay, and the distance of the flight.
Are there any exceptions?
Unfortunately, yes. The rules about compensation do not apply if the delay or cancellation is due to "extraordinary circumstances", defined as events that couldn't have been avoided even if the airline took all reasonable measures.
Exactly what this includes can vary, but it usually applies in the case of political instability that affects flights, unforeseen safety risks, extreme weather events, and occasionally strikes. They are judged on a case-by-case basis. It's the airline that needs to prove that the circumstances were unavoidable, and if you think they are wrong in their decision, you can escalate the dispute.
Photo: Fredrik Sandberg/TT
If you travelled free or at a reduced price not publicly available, for example if you work for an airline and benefit from staff discounts, you aren't entitled to compensation either. If you paid for the flight using a loyalty programme, you should still be able to claim compensation.
If the extraordinary circumstances apply to your flight, you are not entitled to compensation from the airline but may still be covered by any travel insurance policy you have (often included as an add-on to home insurance policies). It's therefore worth getting in touch with your insurance provider to explain the situation.
You may also be able to claim a refund from your credit card company.
If the airline cancelled your flight due to the coronavirus, you will be entitled to a full refund but not necessarily to compensation. Scroll down to the last section of the article to read more.
READ ALSO: Your ultimate guide to the best shopping spots in Stockholm
How do I make my application?
Contact the airline that operated the flight directly, in writing, and make sure you keep copies of all correspondence in case you need to dispute the decision later on.
The airline should have a form for you to do this on your website, and you'll need to give details including the scheduled and actual arrival times, the departure and arrival airports, and include copies of receipts for any expenses incurred as a result. You can also make the complaint using this form, which is valid in all EU countries, plus Norway, Iceland and Switzerland.
There are several online tools, including Konsument Europa's Flight Calculator (in Swedish), which can help you work out what you're entitled to. There are also companies which will make the application on your behalf, however they will almost always take a percentage of the compensation, so it's worth making the claim yourself.
If you aren't satisfied with the airline's response, or if you don't receive a response within a reasonable time period, you can contact the national enforcement body in the country where you're making the complaint. In Sweden, that's the National Board for Consumer Disputes (ARN), and if you're making the claim outside Sweden you can find a full list of these bodies and their contact details here. They should assess your claim for free if the airline has failed or refused to respond.
ARN's decisions are often respected, but not binding. You can also consider taking the matter to a small claims court as a last resort.
How long do I have to apply?
You have up to two months to apply for compensation, but try to do this as soon as possible. Previously, travellers have been able to claim for flights that took place up to ten years ago, but a Supreme Court judgment from 2018 set a precedent for a two-month time limit.
However, there's no specific time limit in either EU or Swedish law; the Swedish court judgment merely sets out a requirement that passengers apply "within a reasonable time period", and two months or less will always be considered reasonable, so it's still worth worth applying if you've exceeded the time limit (especially if you have special reasons for doing so).
If the delay took place in a different EU country, you will be subject to that country's law. For example, Norway and Finland both have a three-year time limit for making flight compensation claims, whereas in the UK the limit is six years.
FOR MEMBERS: These are your rights as a consumer in Sweden
What if my tour operator went bust?
If your flight is cancelled because your travel company went into administration, you may be able to get compensation via Sweden's Travel Guarantee Act. This means that travellers can get reimbursed if their trip gets cancelled or disrupted because the organizer went bankrupt. It applies to package deals consisting of at least two different travel services, for example transport and accommodation, rental car or some kind of tourism service. Important to note: The travel guarantee does not apply to regular commercial flights.
If you paid for your holiday with a credit card, you may be able to get your money back via your bank, and do always check your travel insurances, including your home insurance. It is common for Swedish home insurances to include travel insurance, so ask your provider what applies in these situations.
One last solution is to turn to the external insolvency officer in charge of the debtor's assets and demand your money back. However, this would spark a legal process that could take years to be resolved.
The Swedish foreign ministry will in some cases lend money to Swedish citizens stranded abroad, so that they can get home in emergency situations. If you are not a Swedish citizen it is worth asking your own embassy to see what kind of help they can offer.
How does the coronavirus pandemic affect my rights?
EU legislation normally gives passengers the right to a refund within seven days if a commercial flight is cancelled. For a package holiday (for example flight + hotel) the time frame is 14 days, according to Swedish law. However, airlines and Swedish consumer organisation Hallå Konsument all advise that it will currently likely take longer for refunds to get paid out, due to the circumstances.
The European Commission has published guidelines on passenger rights in relation to the coronavirus pandemic. If the airline cancelled your flight, you should still be entitled to a full refund as above.
However, there is a risk you may not be entitled to additional compensation on top of that, even if the airline failed to meet the usual requirements for cancellation. That's for example if the flight was cancelled after a country introduced travel restrictions, which may count as circumstances beyond the control of the airline.
The European Commission writes: "The Commission considers that, where public authorities take measures intended to contain the Covid-19 pandemic, such measures are by their nature and origin not inherent in the normal exercise of the activity of carriers and are outside their actual control."
As the coronavirus pandemic is a developing situation, further legal guidance or court disputes may clarify the situation and your passenger rights in the future. You can read the European Commission's statement here.
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