The Local is not responsible for content posted by users.
2 Pages V  < 1 2   Reply to this topic

Beyond the Kronofogden

how to get blood from a stone?

john.boy
post 31.Aug.2018, 05:48 PM
Post #16
Location: Stockholm county
Joined: 27.Sep.2017

QUOTE (Frustrated @ 30.Aug.2018, 11:30 PM) *
I get a letter today from KF that the debtor has in sufficient resources to pay the debt (!) and they will make another investigation sometime before the year 2020. Do any ... (show full quote)

Which bit of the letter do you not understand?
How do you expect to collect something the person does not have via other recourse?

KF have told you the situation. Maybe you do not understand how things work in Sweden.
When KF receive the Court order for collection, they will check the persons income, capital assets, go to their home to check what possessions they can take and sell. They cannot just take anything and everything, law does protect a basic minimum existence, including certain listed possessions. They have seem to have done all this and come to the conclusion that the person does not have anything, I repeat anything! they can touch, including income. This does not mean the game is over, as they have told you, they will keep the court order, and sometime before 2020 revisit the case to see if the situation has changed, and if it has they will try to recover your debt.

It is that simple and straight forward. You just have to wait. KF are very effective at what they do, when debtors even have minimal things to recover. In this case, they have found nothing. This is why the majority of people in Sweden dread anything landing with KF!

There isn't much you can do but wait. Mind you, if you have other info of possessions, income, assets the debtor has, pass that on to KF. They will act.
Go to the top of the page
+
Frustrated
post 31.Aug.2018, 07:28 PM
Post #17
Joined: 30.Aug.2018

QUOTE (john.boy @ 31.Aug.2018, 06:48 PM) *
Which bit of the letter do you not understand? . How do you expect to collect something the person does not have via other recourse?


I did misunderstand part of the letter. I took it to a Swedish speaker at work today who informed me that "investigation finished" and "check back in 2020" means only that they checked for liquid assets, and registered property (real estate, vehicles, businesses) of which there were none. That issue will be taken up in 2020, but in the mean time, what my colleague said and was confirmed later today by a response from KF, is that KF will now start entering her residence/storage and taking movable property that can be liquidated.

QUOTE (john.boy @ 31.Aug.2018, 06:48 PM) *
KF have told you the situation. Maybe you do not understand how things work in Sweden.When KF receive the Court order for collection, they will check the persons income, capit ... (show full quote)

I understand all that, but in my experience so far and what I hear from other (even Swedish) people, most Swedish government institutions aren't very effective (no offence), so I was looking to see if there was some sort of alternative, e.g. like I mentioned above, selling the debt to a private firm and letting them wait for it, while I take a percentage hit but get it now. Or maybe something can be done via my or their home/personal insurance (?) ... I don't know. As my username suggests, I'm just frustrated by the whole situation. Reading the local since I've been in Sweden, but this is the first thing that compelled me to really ask for advice.

What really get's my goat is that this person stole money from me, I have to take a loan to cover living expenses in the meantime, and while I'm paying off my loan from money that I earn with my job to cover what was stolen, this unemployed scumbag just kicks back and nothing. If it were up to me the court would pay to plaintiffs in small claims cases like this and the debt recovered by them or the tax authorities – maybe they wouldn't be so nonchalant about the wait times.

Are there any criminal penalties that can be levied when someone steals/doesn't pay debts? In my country, this person would have 30 days to pay/start a payment schedule after the court decision. If not they're put in jail.
Go to the top of the page
+
Saywhatwhat
post 31.Aug.2018, 07:28 PM
Post #18
Joined: 15.Feb.2018

If you were able to cover the 30k then I would say don't stress over it, you took the legal steps, and you will hopefully get a nice surprise 30k down the road when you have forgotten about the mess.


Edit... I didn't see your last post, must have posted around same time.

I don't know to what extent they'll liquidate their belongings but I hope it works out.

I wonder how the visiting process goes. If it is surprise, short notice- 30 min, or long notice- a day...

Anyone know
Go to the top of the page
+
Frustrated
post 31.Aug.2018, 08:11 PM
Post #19
Joined: 30.Aug.2018

QUOTE (Saywhatwhat @ 31.Aug.2018, 08:28 PM) *
If you were able to cover the 30k then I would say don't stress over it, you took the legal steps, and you will hopefully get a nice surprise 30k down the road when you ha ... (show full quote)

Well, I had to take a loan, with interest of course. For some time I pay that back instead of into my savings, which I had mostly used up moving to Sweden, or other investments.

QUOTE (Saywhatwhat @ 31.Aug.2018, 08:28 PM) *
I don't know to what extent they'll liquidate their belongings but I hope it works out. I wonder how the visiting process goes. If it is surprise, short notice- 30 min ... (show full quote)

There are some things they can't take – beds, I suppose, just for example. Luxury items, tools, electronics, all fair game. You can read about it on the KF website, and they also link to an auction where the sell repossessed stuff if anybody wants to check out what kind of stuff is up.

I'm also curious about the process. If anyone has seen/experienced it, pls tell! It would be stupid to give much notice, then a debtor could simply move their valuables to friends/relatives (which, btw, I think is where the person in this case is keeping liquid assets).
Go to the top of the page
+
Bsmith
post 31.Aug.2018, 10:31 PM
Post #20
Joined: 25.Jun.2009

QUOTE (Frustrated @ 31.Aug.2018, 06:28 PM) *
What really get's my goat is that this person stole money from me, I have to take a loan to cover living expenses in the meantime, and while I'm paying off my loan fro ... (show full quote)


It burns me when the criminal has more rights than the law abiding citizen. You got ripped off, and when it's all over and done with, you will be the one left holding the bag.
Go to the top of the page
+

2 Pages V  < 1 2
Reply to this topic
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members: