Housing loan interest rates in SwedenHow to hangle non-transparent system? |
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Housing loan interest rates in SwedenHow to hangle non-transparent system? |
 2.Oct.2019, 12:38 PM
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#1
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Joined: 14.Mar.2018 |
About to take a housing loan in Sweden. In other EU countries it works as Euribor (3 or 12 months) + % margin, i.e it is fully transparent.
When talking to Swedish bankers they respond "we do not disclose our margins but you can still tie your loan to reference rate". I just do not understand how. Sounds as a reap off. I would appreciate advises how to go about it and/or explanation how it actually works. |
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2.Oct.2019, 01:58 PM
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#2
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Joined: 21.Apr.2016 |
QUOTE (Vladden @ 2.Oct.2019, 01:38 PM) 
About to take a housing loan in Sweden. In other EU countries it works as Euribor (3 or 12 months) + % margin, i.e it is fully transparent. When talking to Swedish bankers the
... (show full quote)
Have you ever heard of the website, google? |
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2.Oct.2019, 04:18 PM
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#3
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Joined: 20.Sep.2011 |
Just look at what the base rate is. The rate they offer. That's their margin.
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6.Oct.2019, 03:04 PM
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#4
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Joined: 9.Aug.2018 |
QUOTE (Svedallas @ 2.Oct.2019, 02:58 PM) Have you ever heard of the website, google? A surprisingly useful reply! God bless your presence here, we would all be doomed |
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