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Mib
Posted on: 8.Jan.2021, 12:28 AM





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  Forum: Visas · Post Preview: #959038 · Replies: 8 · Views: 12,083

Mib
Posted on: 28.Dec.2020, 11:50 PM





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It took me 2 weeks last year to get citizenship, whereas my Swedish born, educated wife who held a German passport due to rules when she was born, it took her 34 months!! Having spoken to various people, it can be a luck of the draw how quickly it takes.

I thought you had to be in Sweden for 5 years with a clean criminal record to apply for citizenship, but I could be wrong.
  Forum: Life in Sweden · Post Preview: #958535 · Replies: 18 · Views: 40,366

Mib
Posted on: 23.Dec.2020, 05:23 PM





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Do you have dual nationality? Then they can set their rules to take away the Swedish one as long as the rules apply to everyone. You could always see what the ECHR human rights say on this, but I'm not sure if that would make any difference as you've only been to the country 3 times. Why would you want to keep citizenship for a country that you've never lived in? Assuming if you have another nationality, then why isn't that good enough?
  Forum: Visas · Post Preview: #958421 · Replies: 6 · Views: 12,835

Mib
Posted on: 18.Dec.2020, 03:12 PM





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Personallay, I don't think you should travel unless you have a very good reason to do so. Wait for the vaccine to take effect and then enjoy when there aren't so many lockdowns/restrictions.

The UK is leaving the EU and Sweden like everywhere else is treating the UK as a thrd country. Since when has logic got to do with anything anyway? Just ook at the Tier system in England where some places in Tier2 have higher cases than some in Tier 3. Experts? Laughable! They've all been caught out because their expertise is sh** or those in power didn't listen.
  Forum: Life in Sweden · Post Preview: #958052 · Replies: 25 · Views: 4,703

Mib
Posted on: 27.Nov.2020, 11:15 PM





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There is no such thing as a 100% totally safe vaccine. However, long standing vaccines have proven to be safe and save far more lives than are affected by any side effects.

When a vaccine is new and released in a short period, then it should be questioned. Sweden remembers swine flu and the vaccine that caused hundreds of people to suffer Narcolepsy. My worry is that the COVID-19 vaccine will be forced upon people eg. fly, go to the office etc, then you must have proof of being vaccinated. I hope that doesn't happen. The vulnerable, the elderly, health workers and political leaders should take it first to instill confidence.
  Forum: Family · Post Preview: #956930 · Replies: 21 · Views: 49,062

Mib
Posted on: 5.Nov.2020, 04:02 PM





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  Forum: Swedish news · Post Preview: #955606 · Replies: 34 · Views: 90,399

Mib
Posted on: 5.Nov.2020, 03:56 PM





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I used to have 4G internet at home via a 4G router. It worked very well. Occasionally it would lose the 4G connection despite being in the City, but overall it worked. The biggest downside was the data limits. At that time it was 100GB per month and it was a reasonable price. But today that data limit for me with Netflix etc just wouldn't work. Also prices for 4G internet has increased greatly since then.

So great for surfing, Spotify, email etc with some streaming, but if you want to do more and there's more than just you, it could be a pain as you monitor how much you're using everyday to stay within the limit. If you go over, then the price his higher.

Here's a link to some pricing. It does seem more reasonable than I thought. If I was you, just make sure the reception for the provider works well in your area. Do some Googling on that.

https://www.surf.nu/mobilt-bredband/?gclid=...HxoCyAUQAvD_BwE
  Forum: Life in Sweden · Post Preview: #955605 · Replies: 15 · Views: 3,979

Mib
Posted on: 3.Nov.2020, 05:10 PM





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  Forum: Life in Sweden · Post Preview: #955446 · Replies: 259 · Views: 24,626

Mib
Posted on: 15.Oct.2020, 04:29 PM





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  Forum: Finance · Post Preview: #954589 · Replies: 7 · Views: 19,086

Mib
Posted on: 30.Sep.2020, 10:28 PM





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As far as I understand, your employer will either have to pay you as a contractor and you then take care of the taxes OR they will be obliged to pay employer's tax fees which are far higher in Sweden. I think it's around 10-12% in the UK and 30%+ in Sweden. Unless you have health insurance, then you'll need a personal number to be able to access medical services etc.

Considering the UK is going to Brexit, then you'll likely need to apply for some kind of residency which no doubt will require you pay tax here. If you intend to stay longer than 183 days, which I presume you will considering the expense of moving, then you will be liable for tax.

There used to be a system where Swedish employers would pay less tax when employing somewhere from abroad when there wasn't a Swedish option. I think that lasts for 2 years. Not sure if that still exists though.

If you own any property in the UK, I would consider selling it as selling it after you arrive in Sweden could land you with a 22% CGT on the profit, even if its just your primary home in the UK.

If you get a mortgage here, you get 30% tax rebate on the interest up to 100K per year, per person. There are many other benefits, especially if you start a family etc.

Good luck!
  Forum: Jobs · Post Preview: #953977 · Replies: 8 · Views: 20,291

Mib
Posted on: 30.Jul.2020, 10:01 PM





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  Forum: Life in Sweden · Post Preview: #951804 · Replies: 14 · Views: 3,177

Mib
Posted on: 30.Jul.2020, 11:20 AM





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QUOTE (TheExpatEagle @ 24.Jul.2020, 08:20 PM) *
+1

Why would you apply before you are able to? No, they will not prioritise Brits because of Brexit. You must send your passport when you apply which they will keep for the duration of the application. You can request it back if you need to go abroad.

However. people have been declined citizenship for not being able to prove they have resided in Sweden for the required time.


This is wrong with respect to prioritising Brits due to Brexit. As long as you fulfil the citizenship requirements, they will prioritise your application due to Brexit. Mine took 2 weeks! My wife who is Swedish except that she has a German passport due to laws at the time of her birth in Sweden, has been waiting 28 months so far.
  Forum: Life in Sweden · Post Preview: #951767 · Replies: 14 · Views: 3,177

Mib
Posted on: 9.Jul.2020, 11:16 PM





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Thousands of Brits like myself have come to Sweden and had no issue with getting a personal number or opening a bank account. However, there is a significant minority who unfortunately meet a brick wall. Ironically, I received Swedish citizenship within 2 weeks of applying while my Swedish born, educated and employed wife has been waiting 28 months for Swedish citizenship. She went to university and worked in the U.K. for a decade and she has a German passport via her dad as that was the rule at the time.

Good luck with your fight for justice!

  Forum: Life in Sweden · Post Preview: #951400 · Replies: 27 · Views: 4,713

Mib
Posted on: 19.Jun.2020, 08:08 PM





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  Forum: Life in Sweden · Post Preview: #950797 · Replies: 30 · Views: 4,880

Mib
Posted on: 2.Apr.2020, 04:24 PM





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  Forum: Swedish news · Post Preview: #948192 · Replies: 31 · Views: 78,525

Mib
Posted on: 26.Mar.2020, 09:31 PM





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  Forum: Life in Sweden · Post Preview: #948049 · Replies: 2869 · Views: 192,092

Mib
Posted on: 13.Jan.2020, 10:11 AM





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It depends on the building's finances. The newer builds usually have a higer monthly fee due to the developer putting a lot of debt on the building. The older properties tend to be lower. I have seen a couple with zero! The most important thing to consider is the amount of debt the building has, as fees will likely rise when interest rates go up, assuming they haven't fixed the interest rates for years.

The fee tends to include maintenance for the building ie. roof, external windows, rubbish collection, heating, basic cable TV, building insurance, your yearly property tax and servicing the building borrowings. We live in a larger apartment than you're looking for and we pay less than 5,000 p/m. If you looked at a house, you may pay close to that every year to cover the above, plus houses tend to be higher priced the closer to the centre.

We pay for electricity, contents insurance, internal maintenance, extra cable channels and internet and I think that's it. We don't need a car as public transport is excellent and good value. So, you have to do a apreadsheet to collate all the financial savings as well as costs.

Anyway, the lower the fee, the higher the apartment price and vice versa.
  Forum: Stockholm · Post Preview: #946708 · Replies: 6 · Views: 23,433

Mib
Posted on: 1.Jul.2019, 11:13 AM





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Racism is an irrational fear of being a victim of racism in the future. It's a fear of their own life which makes them unhappy. So as at school, where kids would find differences, like big noses, ginger hair, they do it to make themselves feel better by making others feel bad.

You will find people try to divide on many things. Racism is just one. We have wealth, sex, religion, height, weight, hair colour, ethnicity, accent, seual preference, looks, age, penis size, breast size, lack of hair, intelligence,... the list goes on. Where there are insecure idiots, there are bullies who seek to divide on anything they can find.
  Forum: Miscellaneous · Post Preview: #943407 · Replies: 8 · Views: 169,694

Mib
Posted on: 19.Jun.2019, 01:30 PM





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  Forum: Swedish news · Post Preview: #943293 · Replies: 19 · Views: 21,427

Mib
Posted on: 10.May.2019, 10:47 AM





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Due to Brexit, I applied for citizenship, having been here for over 5 years. Received my certificate of citizenship in 2 weeks!! When I sent my application with my passport, I also sent them my anst?llningsbevis (employment history proof) as advised to by a friend. Not sure if it helped, but it certainly didn't hurt me smile.gif.

Meanwhile, my wife who was born, educated and worked in Sweden, but has another EU passport due to the rules at the time in Sweden. You could only take the citizenship of your Father. She's been waiting for 18 months and apparently has another 10 to go. Very odd.
  Forum: Visas · Post Preview: #942727 · Replies: 2217 · Views: 855,797

Mib
Posted on: 3.May.2019, 11:52 AM





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I guess that unless you have dual nationality, then you can't be deported, whereas Residency is only a right to stay while you obey the laws/rules. Even as an EU citizen, which has automatic residency rights in member countried, any member can request that you return to your home country if you don't find work within a certain period, but the rules of course vary between countries.

For me, Swedish citixenship allows me to freely move within the EU should Brexit ever happen back in my home country UK. That was the main reason for applying.
  Forum: Life in Sweden · Post Preview: #942629 · Replies: 15 · Views: 12,528

Mib
Posted on: 16.Mar.2019, 12:06 AM





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For on the go learning, Duolingo & Memrise are two good apps.
  Forum: Language · Post Preview: #941137 · Replies: 15 · Views: 235,515

Mib
Posted on: 19.Feb.2019, 04:11 PM





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From my experience, Swedish companies take advantage if you're foreign. They will use lack of Swedish as an excuse to not give pay rises etc, although in many cases it doesn't affect the job they do. They often put foreigners on praktikant who are unemployed, which is basically cheap labour and rarely employ them afterwards.

I wouldn't say Swedes are necessarily racist. They just prefer people that are more similar to them. Of course, there are racists, but they hide it very well. When you see immigrants who have very technical jobs, paying taxes and are appreciated by their emloyers, but are then deported due to a former employer's error...then you know that there is racism. They still haven't rectified that issue.

In general, I've personally not has an issue, at least one that I'm aware of. Most people I work with are very nice and welcoming. Customers are usually very nice. But you do sometimes feel there is an element of you're not Swedish. Could be paranoia or relaity, but it's down to your own personality to be the best you can and not to try to analyse every situation. Anyway, I know I'm superior to most Swedish people smile.gif smile.gif
  Forum: Life in Sweden · Post Preview: #940193 · Replies: 22 · Views: 4,327

Mib
Posted on: 4.Dec.2018, 10:52 AM





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I have Comhem and in general their Broadband and TV service works. However, they're not the brightest bunch of people and I guess their technical support that you talk to, wouldn't be able to work in the real world dealing with network issues.

1. Their comhem router is designed for a network with, I would say a maximum of 15 devices. My router dropped its wireless two times a day after several months for no obvious reason. We tried various tests, new router etc, to no avail. They then asked me to disconnect everything and then reconnect everything except my Sonos music system. No success. After various testing of my own, I concluded that the problem was that the router is incapable of high loads. My network is growing and so it demanded a new router. I opted for a Mesh system from Zyxel, but there are many others. I asked how many devices it could support and I think it was 160+!. No surprise, my network now works smoothly!!

Another issue I had was related to a drop in speed each evening. I have a Fing Box which monitors my network. https://www.fing.io/fingbox-network-security-appliance/ You can set it up to test your speed up to 6 times a day. It then can create a report for one month. I did this and sent it to Comhem. They did ask for a Bredbandkollen check as well, which I did. Within 2 days, it was fixed. Unfortunately, it seems you have to be the expert at your end to prove there's a problem. Even then they don't seem to know what the problem is or they don't tell you. They should know that their router as with all other providers own routers aren't designed for too many devices.

Regardless of what help you can or not get help, I can guarantee you that if they aren't providing a service that you've paid for, then you are entitled to cancel the service or at the very least get a refund. It's like buying a computer, you are entitled under EU law, to get it replaced/fixed if a problem occurs within 2 years, as long as they can't prove that it was your fault.

So, see what the EU consumer law states.
  Forum: Telecoms · Post Preview: #937674 · Replies: 6 · Views: 23,565

Mib
Posted on: 29.Nov.2018, 02:23 PM





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SBAB is owned by the Sweish Government, but there's always talk of it being sold. Hopefully, they won't do that, because it's nice to have a mortgage with them wothout having to buy inevstments etc to get a discounted mortgage rate.

The savings rate is better than most, but if you do as search, I think you can get a better rate. Your savings are guaranteed up to 950,000kr according to this https://www.riksgalden.se/en/Deposit_insurance/. So if you have more to save, you could keep 950,000kr in one bank and put the rest in another and so on.
  Forum: Finance · Post Preview: #937593 · Replies: 2 · Views: 4,691

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