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Getting a Mortgage Loan

As a WP Holder

silva
post 7.Sep.2018, 07:38 AM
Post #1
Joined: 15.Dec.2015

Hi!

I'm a 2 year work permit holder and I'm planing to get a mortgage loan from a bank.I would like to clear things before I visit the bank.I get paid almost 30,000SEK before tax and living alone in Sweden.I dont have any loans with banks in Sweden.

My question is ,Do banks grant loans to WP holders? Any loan granters that I need to produce? (I'm hoping buy a house for 800,000SEK)

Thanks!
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silva
post 17.Sep.2018, 07:42 AM
Post #2
Joined: 15.Dec.2015

Anyone there to answer my question??? unsure.gif
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wondering_again
post 17.Sep.2018, 07:57 AM
Post #3
Joined: 12.Feb.2014

I bought my first apartment when I was here on WP so that is not the issue.

The issue is how much you will put up as collateral for the apartment and how credit worthy the bank judges you to be.

Good luck !
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silva
post 17.Sep.2018, 08:57 AM
Post #4
Joined: 15.Dec.2015

Thanks Wondering_again.
I'm planning to visit the bank this month.
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wondering_again
post 17.Sep.2018, 11:25 AM
Post #5
Joined: 12.Feb.2014

Yes please look around ... also not sure what apartment you will get for 800000...

also please do not buy a newly built apartment and make sure to read the financial documents of the förening
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silva
post 17.Sep.2018, 11:48 AM
Post #6
Joined: 15.Dec.2015

I'm looking for a house/villa.
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BlackfDes
post 17.Sep.2018, 05:10 PM
Post #7
Joined: 27.Dec.2008

https://www.hemnet.se/bostader/karta?item_t...rice_max=800000

Note the scarcity of villa-type properties around Stockholm priced at 800,000 kr.

Good luck!
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gsurya
post 17.Sep.2018, 05:24 PM
Post #8
Location: Malmö
Joined: 8.Jan.2010

QUOTE (wondering_again @ 17.Sep.2018, 10:25 AM) *
also please do not buy a newly built apartment and make sure to read the financial documents of the förening


Why do you advise against buying a newly built apartment? I am quite close to finalizing one from JM, my Swedish friends helped me research the financials, seem quite solid.
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silva
post 18.Sep.2018, 06:30 AM
Post #9
Joined: 15.Dec.2015

QUOTE
Note the scarcity of villa-type properties around Stockholm priced at 800,000 kr.


I'm from Skane.
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