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is it possible to take loan on bought apartment

apartment was bought without loan.

post 11.Aug.2017, 11:49 AM
Post #1
Joined: 19.Dec.2015


Can we take loan on an bought apartment. How much is interst rate. I paid full cash on th apartment i bought. I need the money so can we get the money from bank by mortgaging. What is process? THANKS.
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post 11.Aug.2017, 12:40 PM
Post #2
Location: Stockholm
Joined: 24.May.2011

This is quite possible, ring your bank and ask what their process is.

Look around at interest rates, etc. Start talking with your own bank and go from there.

It is good to know that when you borrow on your apartment, the bank will do a valuation (they can do this themselves). This valuation will be fixed for 5years meaning that you cannot do another transaction such as renegotiate your mortgage, etc if it would require you to do a revaluation on your apartment. However, this has no effect on selling in the future.
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