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Buying apartment without personal number

A Brittish citizen wants to buy an apartment, tax

good_luck_1
post 6.Aug.2018, 10:52 AM
Post #1
Joined: 18.Jan.2015

Hi there!
Is there anyone from EU who've had an experience of buying an apartment in Sweden without a Personal Number?

What are the taxes to be expected ? Any info is appreciated...
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Svedallas
post 6.Aug.2018, 11:51 PM
Post #2
Joined: 21.Apr.2016

QUOTE (good_luck_1 @ 6.Aug.2018, 11:52 AM) *
Hi there!. Is there anyone from EU who've had an experience of buying an apartment in Sweden without a Personal Number?. What are the taxes to be expected ? Any info is appreciated...


GOOGLE
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Essingen55
post 7.Aug.2018, 07:58 AM
Post #3
Joined: 12.Dec.2013

A personal number is not needed to buy an apartment. Taxes on apartments are when you sell rather than when you buy, so you shouldn't have to pay any. I hope you are an all cash buyer though as getting a loan without a personal number will be very difficult.
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good_luck_1
post 7.Aug.2018, 08:05 AM
Post #4
Joined: 18.Jan.2015

QUOTE (Svedallas @ 6.Aug.2018, 11:51 PM) *
GOOGLE

I said that i am asking those who've had such experience.
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good_luck_1
post 7.Aug.2018, 08:07 AM
Post #5
Joined: 18.Jan.2015

QUOTE (Essingen55 @ 7.Aug.2018, 07:58 AM) *
A personal number is not needed to buy an apartment. Taxes on apartments are when you sell rather than when you buy, so you shouldn't have to pay any. I hope you are an a ... (show full quote)

Thank you for the reply!

Yeah it would be all cash, but the intention is to invest in it. But that might be a bit difficult since there is no guarantee one can rent it out...
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Essingen55
post 7.Aug.2018, 09:38 AM
Post #6
Joined: 12.Dec.2013

There is indeed no guarantee that you can rent it out, and even if you are given permission it is for a time-limited period. Moreover, the housing association may decline to admit you as a member if they suspect you will not reside in the property. And to cap it all, there are still limitations on the amount you can charge in rent if you let it out...even though many people will say there aren't. This is most definitely not the UK.
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Cheeseroller
post 7.Aug.2018, 09:42 AM
Post #7
Location: Germany
Joined: 10.Apr.2007

There is also 22% capital gains when you sell, even if you use it as a home!
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Essingen55
post 7.Aug.2018, 10:26 AM
Post #8
Joined: 12.Dec.2013

...and the market is generally considered to have peaked. In other words it probably isn't a terrific idea.
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good_luck_1
post 7.Aug.2018, 12:19 PM
Post #9
Joined: 18.Jan.2015

QUOTE (Essingen55 @ 7.Aug.2018, 09:26 AM) *
...and the market is generally considered to have peaked. In other words it probably isn't a terrific idea.

The plan is to live in that apartment after a couple of years... But the problem is the monthly fee, which would be great to avoid, so someone else would pay a rent for a while...
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Svedallas
post 10.Aug.2018, 09:22 PM
Post #10
Joined: 21.Apr.2016

QUOTE (good_luck_1 @ 7.Aug.2018, 01:19 PM) *
The plan is to live in that apartment after a couple of years... But the problem is the monthly fee, which would be great to avoid, so someone else would pay a rent for a while...


You do know you can only rent out for max 2 years? Do you research before making an investment you might only regret.
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good_luck_1
post 13.Aug.2018, 10:23 AM
Post #11
Joined: 18.Jan.2015

QUOTE (Svedallas @ 10.Aug.2018, 08:22 PM) *
You do know you can only rent out for max 2 years? Do you research before making an investment you might only regret.

Well if u didnt know there is smth like ägarlägenhet, one can rent it out for as long as needed.
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